Find insurance policy, compare car insurance in thailand, get cheap insurance with Roojai

Roojai Insurance

“Expect more, save more”

Roojai Insurance provides simple, affordable and reliable insuretech solutions according to your needs. Live a worry-free life, knowing that Roojai’s reliable and high quality service covers your back!

Find and compare insurance premiums for Personal accident, critical illness, cancer insurance with MrKumka
Find and compare insurance premiums for Personal accident, critical illness, cancer insurance with MrKumka
Roojai Insurance

What is Roojai Insurance?

Roojai, founded in 2016, began as a pioneering digital insurance brokerage and has since transformed into a fully licensed insurer. Known for its technology-driven approach, Roojai offers a seamless online experience for purchasing and managing insurance, emphasising transparency, affordability, and convenience. In 2022, Roojai expanded internationally by entering the Indonesian market, making it the first Thai insurance company to operate in the country. Roojai Insurance is fully authorised by Thailand’s Office of Insurance Commission (OIC), ensuring compliance with regulatory standards.

Roojai Insurance

What services does Roojai provide?

Roojai offers a wide range of insurance solutions tailored to meet the needs of modern customers. Its core services include motor insurance for cars and motorcycles, with options for comprehensive and customisable coverage, including electric vehicles. Roojai also provides health and personal protection plans, covering personal accidents, critical illnesses, and cancer to ensure financial security during unexpected events. In addition, the company offers travel insurance for both domestic and international trips, covering medical emergencies, trip cancellations, delays, and baggage loss, giving customers peace of mind wherever they go.

What is Roojai car insurance?

Voluntary car insurance is designed to provide additional coverage to drivers as compulsory car insurance is very limited. Roojai provides convenient solutions for everyone and can suggest you 5 types of voluntary car insurance coverage:

You can compare car insurance policies. Voluntary car insurance provides coverage from damage to your vehicle ( in case of a car collision with and without a third party); damaged windscreen; damages from natural disasters, flood, fire; car towing service; car theft; bail bonds; third party insurance liability, bodily injuries, or loss of life, disability.

What are the benefits of Roojai voluntary car insurance?

  • All types of voluntary car insurance policies available
  • Immediately check price and get a free insurance quote from the website
  • Save up to 30% on your insurance premium
  • You can pay your premium in instalments
  • Easily contact and claim insurance via phone, website or Roojai Mobile App
  • Choose your preferred car repair garages, dealerships, car repair centres countrywide
  • Select excess insurance or insurance deductible to lower your insurance premium.
  • get high quality claim service, real customers give Roojai a 4.7/5 insurance claim satisfaction score

Compulsory motor insurance

Compulsory car insurance in Thailand is also known as Por Ror Bor. Compulsory motor insurance is a standard coverage and is required by the Thai government and must be renewed every year. This type of car insurance covers medical expenses, loss of vital organs, death and permanent disability, daily compensation. However, coverage of Por Ror Bor is very limited, so it is strongly recommended to purchase additional comprehensive insurance coverage.

What is Roojai motorbike insurance?

Roojai provides insurance coverage for motorcycles, motorbikes, and big bikes as well. Additionally to compulsory motor insurance, you can select voluntary motorcycle insurance for your motor vehicle. There are 5 types of voluntary motorcycle and big bike insurance available:

What are the benefits of Roojai voluntary motorbike insurance?

  • All types of voluntary motorbike insurance policies available
  • Get an instant insurance quote on Roojai’s website
  • You can pay insurance premium in instalments
  • Easily contact and claim insurance via Roojai mobile app, website or phone
  • Choose your preferred motorcycle repair garages, dealerships, or repair centres countrywide
  • get high quality customer service, real customers give Roojai a 4.9/5 customer satisfaction score

What is Roojai personal accident insurance?

Roojai understands your uniqueness and, therefore, personal accident insurance policy is easily customisable according to your lifestyle and needs. PA insurance with Roojai will provide you financial security in case an accident happens and will reimburse your medical expenses separately per accident. Additionally, with this insurance product you will be able to focus on your health and get daily cash compensation for up to 20 days.

What are the benefits of Roojai’s personal accident insurance?

  • Covers death, permanent disability, lost of sight, hearing, speech, lost of body parts (fingers, toes)
  • Aged from 1 to 60 years
  • Deductible insurance premium (depending on law)
  • Customisable additional coverage for extreme sports and driving motorcycle
  • Optional daily cash benefit
  • Cashless claim option and access to 400 Roojai network hospitals in Thailand
  • No health check up, just answer the questionnaire

What is Roojai critical illness insurance?

Roojai provides you with an option to customise critical illness insurance according to your needs. This insurance policy will give you financial security in case you have to face one or multiple critical diseases. You can get a lump sum for starting your medical treatment and not worry about medical expenses any more. You can select to get protection against invasive cancer, non-invasive cancer, neurological diseases (including comma, Alzheimer’s disease, Parkinson’s disease), cardiovascular diseases (including major stroke, acute heart attack), organ failure (including chronic kidney failure)

What are the benefits of Roojai’s critical illness insurance?

  • High lump-sum coverage (up to 2,000,000 THB)
  • Covers invasive cancer, non-invasive cancer, neurological diseases, cardiovascular diseases, organ failure.
  • Aged from 18 to 60 years.
  • Deductible insurance premium (depending on law)
  • Customisable coverage for critical illnesses you choose to cover from
  • No health check up, just answer the questionnaire.

What is Roojai cancer insurance?

Roojai provides cost-effective cancer insurance coverage with a starting price of only 5 THB per day! Protect yourself and your loved ones from unexpected losses and financial risks related to cancer.

What are the benefits of Roojai’s cancer insurance?

  • High lump-sum coverage (up to 3,000,000 THB)
  • Covers invasive cancer and non-invasive cancer
  • Fixed insurance premium for 5 years
  • Aged from 18 to 60 years.
  • Deductible insurance premium (depending on law)
  • Grace period up to 30 days (period between renewal of insurance policy and previous policy)
  • Coverage at every stage of cancer
  • No health check up, just answer the questionnaire.

What is Roojai travel insurance?

Roojai travel insurance is designed to protect you during both domestic and international trips, offering peace of mind wherever you go. It provides coverage of up to THB 10,000,000 for overseas medical treatments, accidental injuries, and emergency evacuation, with validity in over 57 countries. In addition, Roojai safeguards travelers against unexpected disruptions such as trip cancellations, flight delays, missed connections, and loss or damage of baggage.

What are the benefits of Roojai’s travel insurance?

  • Coverage for medical expenses and emergency evacuation during travel
  • Protection against trip cancellations, delays, and missed connections
  • Compensation for lost, delayed, or damaged baggage
  • Compliant with Schengen visa application
  • Quick and easy purchase process through the Roojai website
  • Reliable claims service with clear documentation and support
Roojai Insurance

Why choose Roojai?

Roojai Insurance provides affordable insurance coverage for customers with the possibility to save up to 30%. Insurance policies are easy to customise according to your needs. You can select monthly instalments and not worry about having to pay a lump sum. Make insurance claims fast and convenient through Roojai’s mobile app and get assistance any time.

Roojai Insurance

How does Roojai determine insurance premiums?

Roojai Insurance calculates insurance premiums based on individual parameters. In case of voluntary car insurance, your driving history, driving experience, insurance claim history, and type of vehicle will influence your insurance premium rates. Meanwhile, having a dash cam installed will give you an additional discount.

Roojai Insurance

How to make an insurance claim with Roojai?

Regardless of the type of accident (personal accident, car collision, medical expenses, cancer or critical illness diagnosed), Roojai Insurance is ready to assist you 24/7. There are 3 ways to make an insurance claim with Roojai

  • Through Roojai Mobile App
  • Claim online via website
  • Via phone call

In case you have to make a car insurance claim with Roojai:

  1. Immediately notify Roojai Insurance that an accident has happened, call an ambulance if needed;
  2. Prepare your personal and vehicle documents;
  3. You can complete a video claim through Roojai Mobile App, or wait for Roojai’s surveyor to arrive;
  4. Prepare documents to make an insurance claim depending on the type of an accident
  5. Submit all required information to Roojai within a specified period and wait for resolution.

In case you have to make a car insurance claim with Roojai:

  1. Immediately contact Roojai after your personal accident or medical diagnosis;
  2. Request medical certificates and copies of all supporting treatment documents;
  3. Depending on the type of your insurance claim, please prepare the required claim forms and documents;
  4. Submit documents to Roojai within specified period and wait for resolution.within the specified claim consideration period.
Roojai Insurance

Benefits of Roojai Insurance

  • Roojai gives you the biggest discount on car insurance premium of 10% by installing a dash cam.
  • Easily make an insurance claim through Roojai Mobile App and follow stages of your claim process.
  • You can select monthly instalments by credit or debit card
  • You can use the Roojai Care card for cashless medical treatment throughout the Roojai hospital network.
  • Money back guarantee if you find a better price for the same car coverage.
  • Be confident at any time with Roojai 24/7 road assistance and 30-minutes guaranteed arrival on the accident scene.
  • Experience award winning customer service and high quality claim service
Roojai Insurance

Tips before purchasing with Roojai

Roojai Insurance

There are a few tips to consider before purchasing the insurance premium according to your needs

  • Compare available insurance policies to select the right for you - Roojai has high variety of insurance policies available
  • Ask for personalised assistance from Roojai to save time and get the best coverage and price
  • Carefully plan your budget - select instalment option if you worry about having to pay a lump sum
  • Ask about available discounts on insurance premiums to save up more!
Black Ribbon Top Left