Privacy Policy from MrKumka.com

What We Collect

What personal information we collect from you (“discloser”) depends on your relationship with us at the time of collection, i.e. insured, claimant, or prospect, as well as your request – the information of which may include the following:

Your personal information will be collected and stored, directly or indirectly, when: (a) you enter our Website; (b) you disclose to us; (c) any persons related to you or appointed by you (including but not limited to your spouse or family member, and any other persons under the purpose in checking of application) discloses to us, and (d) relevant third parties (including but not limited to our partners, institute gives nurture to our partners such as Office of Insurance Commission (OIC), Revenue Department (RD), Anti-Money Laundering Office (AMOL), and other reliable sources e.g. Thai General Insurance Association (TGIA)). In the case of (c), when the information concerning about other persons (“data subject”) than the discloser is given to us, it is the sole responsibility of the discloser to ask for a consent from and notify the data subject of the disclosure of his/her personal information and the terms and conditions of this Privacy Policy.

Your personal information may be collected and used for the following purposes: (a) to provide you a suitable product from our partners to you which shall include performing our relevant contract and agreement (b) to enhance our existing services; (c) to communicate with you about our existing or up-coming services or products of current and future partners, including but not limited to, terms and conditions, promotion, and advertisement; (d) for Website administration and business operation, and (e) to comply with our purpose in recording you information regarding of law such as personal data protection and other related laws.

For your security, we (a) use both encryption and tokenization technology to safeguard your sensitive information such as credit card number, which can only be accessed by an authorized person; (b) restrict the access of your personal information to only our employees who require such access; (c) prevent unauthorized access by regular update of technology; and (d) delete your personal information when it is no longer necessary for relevant aforementioned purposes.

We will retain your personal information as long as it is necessary or as the law of related data protection.

To perform the obligation as condition and agreement of us for you, or performance as the regulation which our partners are obliged to relevant institute, your personal information may be disclosed, and/or disseminated to third parties for the relevant mentioned purposes only. These third parties may include business partners or regulators e.g. RD or other service providers e.g. call center service provider or customer service.

For our business operation, where our legitimate interest does not override the data subject’s fundamental rights, your personal information may be disclosed and/or disseminated to our group companies and third parties such as external auditors, advisors, survey/data analytics service providers, and investors.

In any case, your personal information will not be disclosed and/or disseminated to any other persons other than the cases of the above two paragraphs, without your consent, except for the following cases: (a) providing that it is required by any applicable law; (b) providing that it is necessary for preventing emergencies or protecting others from danger; and (c) for the public interest.

In case where we disclose and/or disseminate your personal information to any third parties, we shall notify the said third parties of its confidential nature and their obligations to restrict the use of such information to any person involved for the permitted purposes as necessary only, and to handle the information appropriately in accordance with this Privacy Policy and the Personal Data Protection Act B.E. 2562 (PDPA).

In order to provide you our services especially for documentation, your personal information will be stored in other countries. The privacy protection standard of which, might be different from the PDPA or ours. We will take any necessary step to ensure that your personal information is stored and secured appropriately.

Subject to the PDPA, by using our Website, receiving our services and/or purchasing our products, you are entitled to the following rights in respect to personal information concerning about you and obtained by us:

The withdrawal of your consent, restriction, suppression, or erasure of your personal information may inhibit our ability to provide you with our services and/or products.

Cookies are small pieces of data sent from a website to be stored in your personal devices. They allow the Website to recognize your devices and collect information to adjust the Website content to be in accordance with your preference. We use cookies through third-party service providers to improve use experience.

This Website may contain links to other websites which we cannot ensure your privacy and security. The inclusion of such links does not guarantee that other websites will provide you with the same standard of personal data protection as per this Privacy Policy.

We reserve the right to make any change to the Privacy Policy in order to comply with any applicable law. Hence, we encourage you to check the “Updated Date” of the Privacy Policy.

If you have any query about the Privacy Policy or if you would like to exercise your rights, please submit your query or the PDPA Data Subject Request Form to dp_officer@mrkumka.com The process might take up to 30 days from the date of your submission.

You can download our PDPA Data Subject Request Form from PDPA Data Subject Request Form

*Last Updated: [1st February 2022]