What is Thai car insurance group 4? - Understanding the middle sedan group

*Conditions are as specified by the company.

Group 4 cars are among the low-cost to insure. Medium sedan cars like the Toyota Altis and Sienta are compact, easy to park everywhere, and perfect for city driving. Car Insurance Group 4 cars are usually relatively wallet-friendly to insure. Group 4 cars are particularly suitable for novice drivers or those with less experience. Group 4 cars with smaller engines and more accessible spare parts, which might instantly reduce insurance costs.

Remember that age, location, and driving history also affect the final cost of the insurance premium. If you are looking for affordable car insurance, you might need to choose a car in Group 4 or Group 5.

Type 1

start ฿8,900/year

start ฿8,900/year

Sum insured

฿200,000

Third party property

฿1,000,000

Excess

฿5,000

Panel

Protection

Flood protection

Roadside assistance

24 hrs

10-month credit card installment

Type 1

start ฿11,425/year

start ฿11,425/year

Sum insured

Market Value

Third party property

600,000฿

Excess

฿0

Panel

Protection

Flood protection

-

10-month credit card installment

Type 1

start ฿15,900/year

start ฿15,900/year

Sum insured

Market Value

Third party property

฿1,000,000

Excess

฿0

Panel

Protection

Flood protection

Roadside assistance

24 hrs

10-month credit card installment

*Conditions are as specified by the company.

city car on riding on the road

What are the most popular car models of group 4 cars?

TOYOTA
Altis, Sienta
NISSAN
Juke, Livina, Pulsar, Sylphy, Tiida
MITSUBISHI
Lancer, Xpandar
CHEVROLET
Spin, Optra

Who are car group 4 vehicles suitable for?

Car group 4 could be a good fit for you if you are looking for a savvy and more economical car performance

We also recommend group 4 cars for novice or young drivers who are already facing higher premiums due to lack of experience and want to make savings where they can.

But remember, the car you drive is only one factor affecting the cost of your car insurance premium. Other details will be considered too, including your age, living conditions, and job.

What details about Car Insurance Group 4 do I need to know?

How much does Group 4 car insurance cost?

Cars from Insurance Group 4 are usually relatively economical to insure because they have smaller engines and typically drive shorter distances.

What Factors Affect Auto Insurance Groups?

Insurance Groups are identified using several key factors that determine the value of each vehicle.

  • Safety
  • Market Value
  • Spare parts and repair costs
  • Car performance

What if I can't determine my insurance group?

MrKumka.com is happy to advise, including details of each insurance company and compare car insurance quotes Contact: 02 080 9292

Definitions:

Novice drivers
Driver with valid driving experience of less than 2 years
Spare parts
interchangeable parts that are kept in an inventory and used for the repair or refurbishment of defective equipment.