How to Renew Car Insurance in Thailand with MrKumka

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Steps to renew your car insurance policy

While different insurance companies may have varying renewal processes, the essential steps generally remain the same:

Tips when renewing your car insurance

• Start early: Begin the renewal process in advance before your policy expires. This gives you ample time to review your options and avoid any lapses in coverage.
• Assess your coverage needs: Consider any changes in your circumstances, such as buying a new car or changes in your driving habits, to ensure your policy reflects your current needs.
• Compare multiple quotes: Don't settle for the first quote you receive. Shop around and compare quotes from different insurers to ensure you're getting the best deal. MrKumka can help you with this process.
• Look for discounts: Many insurers offer discounts for various reasons, such as safe driving or dashcam discounts. Make sure to ask about any available discounts to lower your premium.
• Update your information: Ensure all your personal and vehicle information is up to date. Incorrect information can lead to issues with your policy or claims.

When is the best time to renew your car insurance?

The best time to renew your car insurance is typically a few months before your current policy expires. This gives you ample time to review your coverage, compare quotes, and make any necessary changes without feeling rushed. While each insurer may have different renewal processes, MrKumka rewards those who plan ahead. Customers who renew their car insurance before their current policy expires can enjoy special benefits worth up to THB 1,000, based on the company’s terms and conditions.*

Terms and conditions

1. This promotion is for existing customers who renew voluntary car insurance bought by comparing prices with MrKumka (“Company”) only. The value of the reward shall vary depending on the insurance premium paid by the customer, calculated in accordance with the rate determined by the Company, with the maximum value up to 1,000 Baht.
2. The right to participate in this promotion is reserved only for the customers (end users), and does not include brokers, agents, or anyone who identifies themselves as unauthorised sellers of our products, or any person acting in a similar manner.
3. The Company reserves the right to reject any request to change the reward into cash or to other rewards and the right to receive the reward is not transferable.​
4. This promotion cannot be used in conjunction with other promotions. The Company reserves the right to reject granting the benefits from this special promotion if you have received any benefits from other promotions prior.​
5. In the case of voluntary car insurance renewal by instalments, the Company will proceed to give out rewards only when the customer has paid the insurance premium in full.​
6. If the renewed voluntary car insurance is cancelled before the expiry date, the reward claimant acknowledges and accepts that the Company reserves the right to ask for the return of the rewards or the value of the rewards within 7 days from the cancellation date subject to the conditions determined by the Company.
7. In cases where the advertised rewards are out of stock, the Company reserves the right to replace the reward with another benefit of the same value without prior notice.
8. ​This promotion is valid until December 31st , 2025.
9. The Company reserves the right to suspend or cancel the distribution of the reward for any person who commits fraud or dishonesty to receive the reward or who violates the rules and conditions of the activity.
10. The Company reserves the right to choose the method for delivering the rewards to the reward claimant as it may deem appropriate, whether it is by an electronic delivery method or by post.
11. The Company is not responsible for the quality of the rewards and loss or damage that may be incurred by any cause including any loss or damage during the delivery of the rewards. The Company reserves the right to disallow the reward claimant to change the reward of their choice after the receipt of the reward has been confirmed in all cases.
12. The Company reserves the right to change any terms and conditions or cancel this activity without prior notice. In any case of dispute, the Company’s decision is final.​For more information, call 02 080 9292, every day from 9:00 - 18:00.

Benefits of renewing your car insurance with MrKumka

Frequently asked questions on car insurance renewal